Technology has made many aspects of life easier, especially those that have to do with payments, purchases and money transfers. Due to the existence of platforms that make this type of operation more comfortable, many people want to know how to create a PayPal account.

Step by step to create a PayPal account

Creating a PayPal account and starting to use the platform is really very simple:

• All the user has to do is enter the platform’s website and select the option “Create an account“.
• You will then need to register with PayPal with a form, where you will need to place your personal data.
• At that time, you must accept the terms of use and click the “Accept and create account” button to continue with the procedure.

Choose payment method

Next, the option to pay with a bank account or with a credit or debit card will appear.

At this time, the user must choose the option that suits him best, and always bear in mind that he can change it at any time that he changes his mind.

Enter the data

Once the user has chosen the payment method that suits him best, he must fill in the data that PayPal requests. Either to associate the bank account or a credit or debit card that you have.

This will be the only time that the user will have to enter their data on the PayPal website and then they will be able to buy, sell or receive money through the internet without revealing the data they entered.

After creating a PayPal account and having entered all the data, the user will be able to send money without revealing the information of the account or card where the money came from.

Following the step of entering the data, a window will appear to confirm the use of PayPal in the selected bank account.

When you click “Accept“, a PayPal notice will appear explaining the process to validate your PayPal account.

It is worth mentioning that if a bank account has been placed, PayPal will make small transfers to the bank account and, once the statement has been verified, the user must enter the exact amount to confirm that they are the account holder.

In the event that, in the process of creating an account in PayPal, the user has linked his debit or credit card to the platform, he will be able to start buying immediately.

Of course, to finalize the credit or debit card linking process, the user must enter the precise data of the card, as in any platform.

When finished, you must press the continue button. This will end the process of creating a PayPal account. There is only one more step left, which is to verify the PayPal account.

Verify account

To verify the account, the user will have to wait a few days.

Once you have made the PayPal platform transfers in your account, you must enter the amount of each of them, as mentioned above, in the explanation on how to create a PayPal account.

To enter the amounts of the transfers made by the platform, the user will have to log in to their PayPal account and select the option “Confirm bank account“.

Once you have clicked on the link to confirm it, you will be able to enter the amounts that PayPal has deposited into your account and thus complete the account verification process.

After clicking the “Submit” button, a confirmation screen will appear. When this screen is seen, the person will know that their account is verified and can start using it for whatever they want.

While it is simple, it is important to know the process to create an account. Knowing the step by step helps a lot, especially for those people who are just starting out in the technological world and do not know how to create an account with PayPal or another online payment platform.

Ready, you can start buying or transferring money

Once your PayPal account is created and verified, the user can start paying on the web pages that offer the option to purchase through this system.

In addition to eBay, which has already been mentioned, there are hundreds of websites that use this payment platform, precisely because it is secure.

To pay with PayPal on the associated website a window will open to log in and confirm the order. All you have to do is click accept and the purchase is complete.

What is the use of creating a PayPal account?

PayPal is an American company in the electronic commerce sector. Its system allows users to make payments and transfers over the internet, from their cell phone or computer, without sharing financial information with the recipient.

The only requirement is that both have an email address and only with that information can the money be received or sent.

It is a fast and secure system to send and receive money, which operates in most countries of the world and allows money transfers between users who have an account created, so for many people it is necessary to create an account of PayPal.

PayPal behaves as an electronic alternative to traditional payment methods – checks and money orders, which in Argentina have taxes that often discourage their use.

Process transactions for individuals, online buyers and sellers, auction sites, and other business uses. Most of the customers who use PayPal come from eBay, the US online shopping and sales site. It is worth mentioning that PayPal bought the company in October 2002.

PayPal is a secure means to make payments and money transfers, as it has a 128-bit SSL encryption technology to protect all confidential information, so all those who want their transactions to seek to create a PayPal account.

After making the operation, the recipient does not receive financial data such as the card or bank account number or personal information, so it is ideal for those who do not want to reveal a lot of data in a transaction of these characteristics.

In addition, PayPal offers protection programs, which allow the buyer to request a total or partial refund of the money they paid or transferred.

The return, according to what is stated on the official website, is up to US $ 2,500 (or the equivalent in another currency) and covers the following problems: “Item not received” or “Item very different from the one described.”

It is worth mentioning that within these assumptions and the refund of the money the price of the item is included and, in addition, the shipping costs that have been paid. In this sense, it should be considered that this type of protection is only valid for certain purchases that do not include, for example, intangible items, services, vehicles, among other categories.

To summarize, then, and to know why and how to create a PayPal account, the platform can be used to :

• Pay for purchases made over the internet
• Collect sales made over the internet
• Send and receive money between family, friends or individuals, something like a transfer

How does a PayPal account work?

The PayPal platform offers free money transfers and payments, in the same way as Mercado Pago or other virtual wallets.

The recipient can be any person or company, whether or not they have a PayPal account: the only requirement they must meet is to have an email that identifies with the account.

After creating the account, when you are going to pay you can choose the following options :

• With credit or debit card
• PayPal account balance
• Bank account

PayPal sends the money instantly, without sharing financial information with the recipient.

The recipient receives the PayPal message about the funds and will have to create a PayPal account (if they do not have one) to be able to withdraw them or transfer them to their own bank account.

How to buy in India with a PayPal account?

To start using PayPal in India, the user must associate a payment method to the PayPal account, such as a credit card, which allows him to even make international payments.

It is worth mentioning that PayPal offers the possibility of associating several cards to the same account and choosing which of them you want to use to pay.

To do this, the user must:

• Create a PayPal account and associate it with a payment method to your Wallet (for which you must know how to create a PayPal account)
• Look for the PayPal button when paying online
• Login with email and password to complete the payment

Associating several forms of payment to the PayPal account is used to buy with PayPal and send payments with this platform, for which they have to associate a credit card or transfer funds from the bank account to the PayPal account. It is important to bear in mind that associating new forms of payment is completely free.

Advantages of buying with a PayPal account

Buying with Paypal offers some advantages, like other virtual wallets, which makes it different from bank accounts and even from online banking applications that most banks offer.

Some of the windows to buy with PayPal are the following:

• Buyer protection for 180 days
• Possibility of making international purchases
• Security: 24/7 monitoring to prevent fraud and advanced encryption to protect financial information when making an online purchase
• Refund service
• Paypal.Me: allows the user to create a personalized link with which they can receive payments (such as a payment button)
• Possibility of paying without a credit card: Paypal has partnered with banks and services that allow transferring funds from the local bank account to the Paypal account

What cards does the PayPal platform accept?

The cards associated with the PayPal account must have a verification number or security code to use it through the platform.

Among the main international credit cards accepted by PayPal are the following:

• Visa
• Mastercard
• American express
• Discover
• Diners club
• JCB
• Teacher
• Giropay
• Eurocheque

By associating the PayPal account with a payment method, they will no longer have to enter it again, since it is saved in the PayPal account. In this way, they will be able to pay with the email and password, since it will be the master key for payments in an easy, direct and secure way.